Budget Calculator


Salary & earned income
Pension & social security
Investment & saving
Dividend, interest, capital gain, rental income etc
Other income


Housing & Other Debt

Property tax
Auto loan
Other loan and liability
Credit card, personal loan, student loan, etc.

Living Expenses

Grocery items
Food, household suppliers, etc
Electricity, gas, water, phone, cable, internet, heating...
Gas, insurance, public fares, repairs, toll, parking, etc.
Child & personal care

Savings & Investments

401k & IRA
After tax equivalent
College saving
Stock, bond, & funds
Other savings


Medical insurance
Medical spending
Copay, uncovered doctor visit or drugs, etc.


Other spending
Book, software, magazine, education related trip, etc.

Monthly Budget Calculator- Plan Your Budget For Every Month

Greetings! So you want to plan your budget with this calculator. Firstly, know what is a personal/monthly budget calculator? The budget calculator is a tool that will help you to plan your budget for every month. As of the many families particularly the middle class families tend to plan their budget for each and every month to have a stable and peaceful month ahead. There are many separate budget calculators encompassed in this single calculator namely monthly budget calculator, household budget calculator, personal budget calculator and students budget calculator.

What is Household budget calculator?

The budget is the planning of the monthly expense that might occur in the pursuing month. Usually, this is a term that is referred to the effective planning and spending the money based the particular plan to encompass all the monthly expense with the income of the family. Mean while they have to limit their spending and have some saving for the unexpected expense that might happen in a family. As we know family is full of surprises and we can’t predict some incidents that might happen. So an effective budget should keep some saving for these kinds of unpredicted expense to save themselves from financial difficulties. Therefore, it is important to include all the expenses as well as they have to save something from their expense for future use.

Whereas the household budget calculator is useful to calculate the monthly expense as well as it is helps you save some amount in your saving.

How to Use Budget Calculator?

So, you got a budget to plan, let us make it simple with this efficient tool. As you have viewed this calculator you should got an idea regarding the calculation you can perform with this calculator. Let me explain the things you have to provide for the efficient calculation by this calculator.

  1. First, enter the sum of your salary and the income you will earn from other sources in the first box.

  2. Then, if anyone in your family receives pension as a retire you have to include it in the next box.

  3. Following the other incomes in your family will get through other sources like interests from the investments etc.

  4. Then after this you have to include the monthly expense in the following tabs.

  5. Insert the mortgage, rent bill, tax and other loan expenses in these blocks.

  6. Living expense is the primary thing you have to keep in mind while you are preparing a budget for the month.

  7. Enter the monthly living expenses in these blocks. Think of the expenses you have gone through last month and it would be wise to increase your allocation of living expense. It’s completely unpredictable.

  8. If you are planning to save some buck for the future than enter the specific amount you are planning to save or invest on stock or other things in this block.

  9. Plan some for the health issues that might happen on this month. However, this will back you up when you or your family facing some health issues.

  10. As the children grow old, their educational expenses also increase, so you have to keep the educational expenses in mind and allocate a certain amount to the education purpose.

  11. Finally, you have included all the expense that you have face all through the month, now click the calculate button to see your result.

Now you could see the result in the screen, hope this will be helpful for you to plan your budget. Our result will show the net amount that your gain by budgeting the monthly expenses.

Online Budget calculator

Fortunately, these fantastic tools are available free in the web. You could surf through the internet and could find these budget calculators free online and you can use them to plan your budget for the month. Online budget calculators are free to use and there is no limited use in this calculator. You could examine many budgets and can pick the best that will be suitable for you. just go to the link moderncalculator.com

Student budget calculator

This calculator is very much useful for the students and they can plan their budgets with the pocket money they will have for a month. The pocket money could be saved when they have planned their monthly expense in an effective way.

This free budget calculator is quite handy and will help you to calculate the budget for every month. Visit us every month and plan your budget with this combination of personal and household budget calculator.